Equipment Financing
Finance the Equipment You Need to Grow
Apply in minutes and get the funding you need to purchase,
upgrade, or replace equipment — without tying up your capital.



100%
pre-funding available, no collateral requiered.
$500,000
with the application only, with the most aggressive rates.
2 - 4 hours
approvals – as fast as we ever been.
3 - 24 month
deferred payment options – pay when you profit.
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Put Equipment Financing
to Work for You
Access fast, flexible funding to purchase or upgrade the equipment that keeps
your business moving — without straining your cash flow.
Medical deserves the most precision
We specialize in medical equipment financing, offering tailored solutions to help healthcare providers get the tools they need — fast, easy, and stress-free.
Built for construction, built to last
From heavy machinery to site essentials, we help construction businesses access funding for the best equipment without compromising cash flow.
Efficiency starts with the right machines
Flexible, custom financing options for production equipment and manufacturing systems — built to scale with your business.
Finance your tech without limits
Upgrade your systems and stay competitive with financing solutions that make technology accessible — without the upfront cost.
Are we a Match?
We keep it simple — if you meet these core requirements, you’re likely eligible for fast funding through our streamlined process.
6 months
in business, at least.
500+
personal FICO score.
$ 150 k+
in growth annual revenue.
Bankruptcies
none opened.
Frequently Asked Questions
Check our consolidated list of frequently asked questions to help you navigate our equipment financing.
How do I get my equipment financed?
You’ll need excellent credit to get equipment financing. Applying through your local bank or an online financing company like CapitalArcFunding can help you discover what kinds of business equipment loans you can qualify for.
Is it hard to get an equipment loan?
It depends on how much money you need and your qualifications. Businesses with good credit that have a good history are more likely to get equipment loans. It’s important to find out what lenders are looking for before you apply for a loan.
What's the interest rate on equipment financing?
Some equipment loans have interest rates almost as high as 10%. Businesses with poor credit are more likely to get higher interest rate loans than those with good credit. Some interest rates are as low as 2.8% and businesses with great credit and a good business history are more likely to get that rate.
How long can I finance used equipments?
You can finance equipment from two to seven years. The lender will determine if the used equipment you want to purchase is eligible for a longer or shorter term loan.
Can I use Section 179 Tax Deducation for equipment financing?
Yes, you can use the Section 179 tax deduction for equipment financing for your business. This write-off allows you to deduct the entire purchase price of the equipment you purchased in the qualifying year. A good accountant will ensure that all your expense are accounted for and deducted correctly.
Should I go with financing or leasing?
Depending upon the nature of the equipment, its useful life, and whether or not the intention is to keep it as a long-term asset, an equipment loan could make sense for a small business.
Because in some situations, a lease can cost more than a loan, many businesses choose to finance the purchase of equipment rather than lease. Additionally, the entire amount of a lease payment may not be tax deductible if your lease terms include any provision allowing you to own the equipment at the end of the lease. You’ll need to consult with your accountant or financial advisor to see if this is the case for your situation.
Let's Talk About
What Works For You
Whether you’re ready to apply or just have questions, our team is here to guide you.
No pressure, no commitments. Call or click to get started