Fuel your business growth with flexible funding solutions
At Capital Arc Funding, we specialize in fast, flexible business financing tailored to your goals — whether you’re launching, scaling, or stabilizing.
Streamline your capital,
simplify your growth
At Capital Arc Funding, we specialize in fast, flexible business financing for small businesses
and entrepreneurs. Whether you need to cover expenses, upgrade equipment, or launch something
big, we’re here to help you move forward with confidence.
Line of Credit
Line of Credit
Equipment Finaning
$10 million with repayment
terms up to 10 years.
Equipment Financing
$10 million with repayment
terms up to 10 years.
Term Loans
equipment with loans
from $10k to $10 million.

Here's how
it works.
Whether you need working capital, equipment financing, or a line of credit, our streamlined application process ensures you can apply quickly and securely.
- 1. Apply Online – Complete a quick application
- 2. Get a Decision – Advisor reviews your options
- 3. Receive Your Funds – Get funded same-day*
Apply here and get your loan today!
Business Form Loan
Frequently Asked Questions.
Capital Arc Fundings FAQ section answers the most common questions
about our company and services.
What products do you offer?
– Capital Arc Funding offers genuine small business Term Loans and Lines of Credit. We have a single straightforward application for both term loans and lines of credit, so we can present you with all the financing options available to you and your business.
What are your loan amounts and terms?
– Capital Arc Funding offers Term Loans from $10,000 – $500,000 over 3 – 24 months. We offer Lines of Credit from $10,000 – $5,000,000 with payback on draws up to 12 months. (The lines of credit are revolving, so as you pay it back, your available funds increase.)
How does the application process work?
– Our application takes only minutes to complete! You can apply online or over the phone by calling (888) 269-4246 We’ll only need your basic business and owner information to apply and 3 months of your most recent bank statements.
Will my credit be impacted by applying?
– We are mindful of your hesitation to have a credit inquiry on your record. In the US, we always do a “soft pull” (which doesn’t impact your personal credit score), unless your credit file is restricted, in which case we would contact you to lift the restriction and do a hard pull.
How can this loan help my business credit?
If you take a loan from Capital Arc Funding, an institution that reports to the business credit bureaus, and if you make timely payments, then these payments should help build your business credit profile, which in turn may lead to better offers if you apply for a loan again in the future.
Capital Arc Funding reports to three of the major business credit bureaus—Experian, Equifax, and Paynet—so any future lender can see your good business credit profile if you make timely payments and pay down the loan in full. Want to know more? Read this quick article.
How can this loan help my business credit?
Capital Arc Funding uses frequent payments to pay back your loan without the burden of a large monthly payment that banks and many other lenders put on you. We know this is a little different, but it works for our customers. The daily or weekly payment is based on the amount and term length of your financing and is intended to be a manageable number based on the data you provided to Capital Arc Funding.
What are your minimum requirements?
Capital Arc Funding Minimum Requirements are:
- 1 year in business $100,000 in business annual revenue
- Business owner’s minimum personal credit score of 625
Our typical customer:
- Has been in business 3+ years
- Has a business annual revenue of $300,000+
- Has a personal FICO score of 650+
Capital Arc Funding serves over 700 industries, so it’s likely that we’re able to work with you. Just in case, here is a list of the few industries we can’t serve.
What information do I need to apply?
– Capital Arc Funding requires little to no paperwork to apply. Before you start filling out the application, make sure to have this information on hand:
- Your Business Tax
- ID number (EIN)
- Your Social Security number
- Estimated annual gross revenue
- Average bank balance
- You will need to submit your last 3 months of business bank statements.*
How do you determine the cost to repay?
– The cost of your loan depends on many variables. Your actual rate is primarily determined by our Capital Arc Funding Score technology. We analyze numerous data points and base your rates on the health of your business, not just your personal credit score.
How does payback work?
Capital Arc Funding uses frequent payments to pay back your loan without the burden of a large monthly payment that banks and many other lenders put on you. We know this is a little different, but it works for our customers. The daily or weekly payment is based on the amount and term length of your financing and is intended to be a manageable number based on the data you provided to Capital Arc Fuding.
How can this loan help my business credit?
If you take a loan from Capital Arc Funding, an institution that reports to the business credit bureaus, and if you make timely payments, then these payments should help build your business credit profile, which in turn may lead to better offers if you apply for a loan again in the future.
Capital Arc Funding reports to three of the major business credit bureaus—Experian, Equifax, and Paynet—so any future lender can see your good business credit profile if you make timely payments and pay down the loan in full. Want to know more? Read this quick article.
Testimonials.
Capital Arc Fundings FAQ section answers the most common questions
about our company and services.
I was approved faster than I expected and the funds landed the same day. The process was smooth, and the team was extremely responsive throughout.
Jason M.
SMB owner
Flexible terms, transparent pricing, and actual human support. They’re everything a modern financing partner should be.
Carlos F.
Marketing Agency Found
Within 24 hours I had the funding I needed to restock inventory and keep my operations running. I’d recommend them to any business owner.
Anthony D.
Construction Contractor