Line of Credit
Flexible credit lines to power your business
Access up to $5M with on-demand withdrawals, simple repayment terms, and funding that moves as fast as you do.
True Lines
of credit, from $10K – $5M.
12-month
repayment terms, resets after each withdrawal.
Simple
customizable weekly payments.
Instant
receive your money within seconds – 24/7.
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Put your working
capital to work
Unlock flexible funding you can use when and where you need it
For payroll, inventory, operations, and more.
Only pay for what you borrow
Withdraw what you need when you need it. You'll only be charged interest on the funds you draw.
Instant funding, no questions
Receive your money within seconds when you make a withdrawal - 24/7 even on nights and weekends.
Build Business Credit
We report to business credit bureaus, which helps build business credit with on-time payments.
From $10,000 up to $5,000,000
We offer extended lines of credit with the dollar amount going up to $2M for your flexibility.
Are we a Match?
We keep it simple — if you meet these core requirements, you’re likely eligible for fast funding through our streamlined process.
1 year
in business, at least.
625+
personal FICO score.
$ 100 k+
in growth annual revenue.
Business
checking account.
Frequently Asked Questions
Check our consolidated list of frequently asked questions to help you navigate our lines of credit.
How does my line of credit payback work?
With a CapitalArcFunding – Line of Credit, draws are consolidated into one loan with one easy weekly payment. As you pay back your principal, you replenish available funds. Unlike most other online lenders, our line of credit comes with no draw fees (just a monthly maintenance fee). Adjust the payment amount and term to ensure a comfortable weekly payment.
Can I get a credit line increase?
How much will it cost?
What other small business loans can I get in addition to my line of credit?
How can I use my line of credit to build business credit?
What are the types of business lines of credit?
Let's Talk About
What Works For You
Whether you’re ready to apply or just have questions, our team is here to guide you.
No pressure, no commitments. Call or click to get started